Wholesale Insurance

As a wholesaler, your business depends on keeping stock safe, maintaining smooth distribution, and protecting staff and customers. With large volumes of goods and a busy workforce, the risks of theft, damage, or accidents are high.

Wholesale insurance provides comprehensive protection for your premises, stock, employees, and liability, ensuring your wholesale business can keep operating without disruption.
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How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

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Why Choose Insurance Revolution for Wholesale Insurance?

Industry Expertise: We understand the pressures of running a wholesale business.
Tailored Cover: Policies built around your stock, employees, and operations.
Competitive Pricing: We compare multiple UK insurers to get you the best deal.
Quick & Simple Setup: Cover can often be arranged the same day.
Flexible Payments: Spread the cost monthly to manage cashflow.
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What Is Wholesale Insurance?

Wholesale insurance is a specialist form of business insurance that protects wholesalers against risks such as liability claims, stock loss, employee injury, and business interruption. It combines essential protections into one tailored policy so you’re financially secure if something goes wrong.

Who needs Wholesale Insurance?

This insurance is suitable for:

  • General wholesalers supplying retail businesses

  • Food and drink wholesalers

  • Clothing, textiles, and footwear wholesalers

  • Electronics and technology wholesalers

  • Household goods and furniture wholesalers

  • Specialist B2B distribution businesses

Why do wholesalers need insurance?

Wholesalers face unique risks every day. Insurance helps you:

  • Meet legal obligations with employers’ liability insurance

  • Protect stock against fire, theft, flood, or accidental damage

  • Cover liability claims if visitors, contractors, or delivery drivers are injured on-site

  • Safeguard distribution networks with business interruption cover

  • Protect buildings and equipment used for storage and distribution

 

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What Does Wholesale Insurance Cover?

A tailored wholesale insurance policy can include:

  1. Public Liability Insurance – Covers claims if third parties are injured or their property is damaged.

  2. Employers’ Liability Insurance – Often Legally required if you employ staff.

  3. Stock Insurance – Protects goods stored on-site, including perishable or high-value items.

  4. Buildings & Contents Insurance – Covers premises, racking, shelving, and office equipment.

  5. Business Interruption Insurance – Protects income if operations stop due to an insured event.

  6. Goods in Transit Insurance – Protects stock while it’s being delivered or collected.

  7. Legal Expenses Insurance – Assists with the cost of claims and disputes.

FAQs

Employers’ liability is often legally required if you employ staff. Other covers, such as public liability and stock cover, aren’t compulsory but are highly recommended.

Yes. Specialist stock cover can be arranged for perishable or temperature-sensitive goods such as food and drink.

Absolutely. If you operate from more than one location, your policy can be arranged to cover them all.

Goods in transit insurance protects stock during transportation, but vehicle insurance must be arranged separately. We can help with fleet or courier cover if required.

START YOUR QUOTE CALL US
OR CALL 0330 054 0545
START YOUR QUOTE OR CALL 0330 054 0545

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